Terms and Conditions

Welcome to Colorado Insurance Agents! By accessing or using our website, you agree to be bound by these Terms and Conditions. If you do not agree with these Terms, please do not use our Site.

1. Introduction

ColoradoInsureanceagents.com Provides a platform that connects individuals seeking insurance (“Users”) with licensed insurance agents or providers (“Agents”). These Terms govern your use of the Site and services offered through it.

2. Eligibility

You must be at least 18 years old to use our Site. By using the Site, you represent that you meet this requirement and agree to abide by these Terms.

3. Description of Services

Our Site facilitates the exchange of information between Users and Agents. We do not sell insurance, provide insurance advice, or act as an insurance provider. We serve as a generation platform, enabling Users to connect with Agents who may offer insurance products or services.

4. User Obligations

When using our Site, you agree to:

Provide accurate, current, and complete information.
Update your information promptly if any changes occur.
Use the Site only for lawful purposes and in accordance with these Terms.
Not impersonate another person or entity or misrepresent your affiliation with any person or entity.

5. Data Collection and Usage

We collect and process personal information such as names, phone numbers, email addresses, household information, auto information, and general health insurance details. By using our Site, you consent to this data collection and usage in accordance with our Privacy Policy, which outlines how we store, use, and share your data with Agents.

6. Third-Party Links and Interactions

Our Site may contain links to third-party websites or services. We are not responsible for the practices, policies, or content of these third parties. Any interactions between you and Agents are solely between you and the Agent, and we are not liable for any issues arising from those interactions or the policies that are completed.

7. No Guarantee of Insurance Services

We do not guarantee the availability, suitability, or pricing of any insurance products or services offered by Agents. We do not endorse or recommend any specific Agent, and any decision to engage with an Agent is solely your responsibility and choice.

8. Limitations of Liability

To the fullest extent permitted by law, ColoradoInsureanceagents.com disclaims all liability for any damages, losses, or claims arising from:

Your use of or inability to use the Site.
Interactions or agreements between you and Agents, insurance companies, or related parties.
Errors, inaccuracies, or omissions in the information provided on our Site.

Our Site is provided “as is” without warranties of any kind, express or implied.

9. Indemnification

You agree to indemnify, defend, and hold harmless Colorado Insurance Agents, its affiliates, and its employees from any claims, damages, liabilities, or expenses arising out of your use of the Site, your breach of these Terms, or your interactions with Agents.

10. Intellectual Property

All content, trademarks, and branding on our Site are owned by or licensed to ColoradoInsureanceagents.com. You may not copy, reproduce, distribute, or create derivative works from our content without prior written consent.

11. Prohibited Activities

You may not use the Site to:

Engage in unlawful or fraudulent activities.
Transmit spam, unsolicited messages, or malicious software.
Scrape, harvest, or collect data without authorization.
Interfere with the operation of the Site or its security features.

12. Termination

We reserve the right to suspend or terminate your access to the Site if you violate these Terms or engage in activities that we determine, at our sole discretion, to be harmful to our Site or other Users.

13. Governing Law

These Terms are governed by the laws of the State of Colorado without regard to its conflict of laws principles. Any disputes arising under these Terms shall be resolved exclusively in the courts located in Colorado.

14. Changes to Terms

We may update these Terms periodically. Changes will be effective upon posting to the Site, and it is your responsibility to review the Terms regularly. Your continued use of the Site constitutes acceptance of any changes.

15. Contact Information

For questions or concerns about these Terms, please contact us at:

[email protected]