Privacy Policy

Effective Date: 01/01/2025 these dates are the same why?

Last Updated: 01/01/2025

Colorado Insurance Agents (“we,” “us,” or “our”) is committed to protecting your personal information and complying with all applicable privacy laws. This Privacy Policy explains how we collect, use, share, and secure your data, as well as your rights under the law.

1. Transparency and Purpose

We are transparent about how and why we collect your personal data!

What We Collect

We may collect the following types of information:

Personal Information: Name, email address, phone number, address, and other contact details.
Insurance Needs: Information about the type of insurance you are seeking.
Marketing Data: Your preferences, engagement with our communications, and responses to surveys.
Technical Data: Device information, IP address, and browsing behavior on our website.

Why We Collect It

We collect your data to:

Match and share your information with licensed and qualified insurance agents who can address your specific needs.
Store your data for lead management.
Use your information for marketing purposes, such as sending newsletters and promotional communications.

2. Data Minimization

We collect and store only the information necessary to:

Provide you with services, such as connecting you to insurance agents.
To meet the needs of our partners and agents to get you insured quickly and efficiently.

3. Reasonable Security Practices

We use industry-standard practices to secure your personal data, including:

Access Controls: Restricting access to personal data to authorized personnel only.
Reviews: Conducting assessments of our data security protocols.

While we strive to protect your data, no method of storage or transmission is entirely secure, and we cannot guarantee absolute security.

4. Your Rights

Under applicable privacy laws, you have the following rights regarding your data:

Access and Portability: You may request access to the personal information we hold about you and receive it in a portable format.
Correction: If your data is inaccurate or incomplete, you may request corrections.
Deletion: You may request that we delete your personal data unless it is required for legal or contractual reasons.
Opt-Out of Data Sharing or Sales: You may opt out of the sharing or sale of your data by clicking this link: https://coloradoinsuranceagents.com/opt-out/.
Limit the Use of Sensitive Data: If applicable, you may opt out of the use of sensitive data unless explicitly consented to.

To exercise your rights, contact us at [email protected]. We will respond to your request within the time frame required by law.

5. Sensitive Data

We do not collect or process sensitive data, such as health, biometric, or financial information, without your explicit consent.

If sensitive data is required for certain services, we will notify you and seek your consent before collecting or using it.

6. Data Protection Assessments

Before engaging in high-risk data processing activities (e.g., selling personal data, processing sensitive data), we conduct Data Protection Assessments to evaluate and mitigate risks, including:

Unfair, deceptive, or disparate treatment.
Financial or physical harm to individuals.
Intrusion into privacy that would be deemed offensive.

We document these assessments to ensure compliance with privacy laws.

7. Prohibited Practices

We comply with all legal prohibitions on the use of personal data. Specifically, we will never:

Use your data in ways that result in unlawful discrimination.
Collect, store, use, share, or sell sensitive data without your explicit consent.

8. How We Share Your Information

We only share your data with:

Insurance Agents: Qualified and licensed agents who are matched based on your insurance needs.
Service Providers: Third-party vendors who assist with CRM management, marketing, or other operational tasks.
Legal or Regulatory Entities: When required by law, such as to comply with subpoenas or regulatory inquiries.

We do not sell your personal data to unauthorized third parties.

9. Data Retention

We retain your data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. When no longer needed, your data is securely deleted.

10. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted with the “Last Updated” date at the top. We encourage you to review this policy periodically.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our practices, please contact us at: [email protected]